Budgeting Information

It is very difficult to sometimes decide on who to pay first. The first call on your cash is your rent. This page may be some assistance to you when budgeting your income.

Keep debt under control

You probably know how much money you get each week/month and how quickly it gets spent. Taking time to work out your budget really does help to see where your money is going. It’s then easier to see where you can make some savings to help balance the books or to give yourself some spare cash.  If you need any assistance with completing a budgeting sheet which can be downloaded here.  Please get in touch with your Housing Manager.

Get to grips with your money

The Association can organise for you to receive help, advice and training on how to  manage your finances.

Tips to help you take stock of your money

  • Don’t forget occasional items such as birthdays, Xmas, other festive presents or holidays.
  • Think about things that you pay once a year, car tax, insurance etc. It’s helpful to put away a monthly amount for these.
  • Keep a spending diary—try it for a month.
  • Check to see if you are entitled to any state benefits or tax credits.
  • Make sure you review your budget regularly.
  • If you haven’t got enough money to cover your expenses, see where you might be able to make savings.

Get more help

 

Copyright © 2014 Wiltshire Rural Housing Association  |  All Rights Reserved
Wiltshire Rural Housing Association
20 High Street
Bromham
Chippenham
Wiltshire
SN15 2EX

t: 01380 850916

w: www.wrha.co.uk
e: info@wrha.co.uk